To Insure or Not to Insure…

THAT is the question. Granted, it SHOULD be the carrier’s job to make sure your shipment arrives in its destination on time and in tact, but when should you spend the extra money to protect yourself in case something were to happen? Here are a few tips:

1) Does your item have DOCUMENTABLE value or SENTIMENTAL value? Unfortunately, the shipping companies do not allow for what something is worth TO YOU, only what it is worth in the commercial sense, in other words—the amount that was on the receipt when yo purchased the item. So, if you put an old polaroid of your family in a $20 picture frame, and the shipper were to damage or lose it, while the picture may be priceless to you, it is only worth $20 to the shipping company.

2) Is your shipment packed properly? Regardless of how much insurance you buy, if the carrier determines that your package was not prepared to adequately protect your shipment against the normal wear and tear of transit, they still can reserve the right to deny the insurance claim.  Things they look for are: items placed in used or already damaged boxes, and items that are not cushioned with enough packing material (foam peanuts, bubble wrap, etc.) In fact, the drivers who pick up the packages are trained to look out for these types of things to protect the shippers against false claims.  So make sure you have your shipment packaged within the guidelines of the shipper you are using.

3) Is it worth the added expense to you? FedEx and UPS automatically include up to $100 worth of insurance; added insurance is usually around $3 per $100 of insurance.  The USPS does not automatically include any insurance; and to add insurance is usually around $2 to $3 per $100 of insurance.  So sometimes it just isn’t worth the extra expense; other times, it is better to be safe than sorry.

Should you have any questions about insurance costs or packaging guidelines, make sure to call Goin’ Postal Tallahassee at (850) 692-3130, visit us on the web at, or drive to our store at 5810 North Monroe Street, Suite 210A, Tallahassee, Florida. We will make sure we help you get your shipments where they need to be, on time and intact.

You can also connect with us on Twitter ( or like our Facebook fan page!

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